XPay Build APIs
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Create an order and initiates a payment through build functionality.
POST /api/orders/build
This service is targeted to ecommerce platforms requiring to implement the payment pages in line with their own dedicated UI style guidelines. The service will return a list of fields expressed in JSON format, to be translated into HTML by the ecommerce platform web app.
Parameters
X-API-KEYstringrequired
Correlation-Idstring (uuid)required
Mandatory field to be valued with a UUID to be renewed at every call. The purpose of the field is to allow referring to a specific call for any integration or maintenance activity.
Create an order and initiates a payment through build functionality.
- C#
- PHP
- Node
- Shell
var client = new RestClient("https:///{gateway_test}/api/v1/api/orders/build"); var request = new RestRequest(Method.POST); request.AddHeader("content-type", "application/json"); request.AddHeader("Correlation-Id", "SOME_STRING_VALUE"); request.AddHeader("X-API-KEY", "REPLACE_KEY_VALUE"); request.AddParameter("application/json", "{\"REPLACE_REQUEST_BODY\":\"REPLACE_REQUEST_BODY\"}", ParameterType.RequestBody); IRestResponse response = client.Execute(request);
Request body
merchantUrlstringoptionalexample: https://merchanturl.it
orderobjectoptional
orderIdstringoptional
example: btid2384983Merchant order id, unique in the merchant domain
amountstringoptional
example: 3545Transaction amount in smallest currency unit. 50 EUR is represented as 5000 (2 decimals) 50 JPY is represented as 50 (0 decimals)
currencystringoptional
example: EURTransaction currency. ISO 4217 alphabetic code
customerIdstringoptional
example: mcid97295873Customer label for this transaction
descriptionstringoptional
example: TV LG 3423Transaction description
customFieldstringoptional
example: weekend promotionAdditional transaction description
customerInfoobjectoptional
cardHolderNamestringoptionalexample: Mauro Morandi
cardHolderEmailstringoptionalexample: mauro.morandi@nexi.it
billingAddressobjectoptional
namestringoptionalexample: Mario Rossi
streetstringoptionalexample: Piazza Maggiore, 1
additionalInfostringoptionalexample: Quinto Piano, Scala B
citystringoptionalexample: Bologna
postCodestringoptionalexample: 40124
provincestringoptionalexample: BO
countrystringoptional
example: ITAISO 3166-1 alpha-3
shippingAddressobjectoptional
namestringoptionalexample: Mario Rossi
streetstringoptionalexample: Piazza Maggiore, 1
additionalInfostringoptionalexample: Quinto Piano, Scala B
citystringoptionalexample: Bologna
postCodestringoptionalexample: 40124
provincestringoptionalexample: BO
countrystringoptional
example: ITAISO 3166-1 alpha-3
mobilePhoneCountryCodestringoptionalexample: 39
mobilePhonestringoptionalexample: 3280987654
homePhonestringoptional
example: 391231234567The home phone number provided by the Cardholder.
workPhonestringoptional
example: 391231234567The work phone number provided by the Cardholder.
cardHolderAcctInfoobjectoptional
chAccDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the cardholder opened the account with the 3DS Requestor. ISO 8601 format
chAccAgeIndicatorstringoptional
example: 01Length of time that the cardholder has had the account with the 3DS Requestor.
chAccChangeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the cardholder's account with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added. ISO 8601 format
chAccChangeIndicatorstringoptional
example: 01Length of time since the cardholder's account information with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added.
chAccPwChangeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that cardholder's account with the 3DS Requestor had a password change or account reset. ISO 8601 format
chAccPwChangeIndicatorstringoptional
example: 01Indicates the length of time since the cardholder's account with the 3DS Requestor had a password change or account reset.
nbPurchaseAccountnumberoptional
example: 0Number of purchases with this cardholder account during the previous six months.
destinationAddressUsageDatestringoptional
example: 2019-02-11T00:00:00.000ZDate when the shipping address used for this transaction was first used with the 3DS Requestor. ISO 8601 format
destinationAddressUsageIndicatorstringoptional
example: 01Indicates when the shipping address used for this transaction was first used with the 3DS Requestor.
destinationNameIndicatorstringoptional
example: 01Indicates if the Cardholder Name on the account is identical to the shipping Name used for this transaction.
txnActivityDaynumberoptional
example: 0Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous 24 hours.
txnActivityYearnumberoptional
example: 0Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous year.
provisionAttemptsDaynumberoptional
example: 0Number of Add Card attempts in the last 24 hours.
suspiciousAccActivitystringoptional
example: 01Indicates whether the 3DS Requestor has experienced suspicious activity (including previous fraud) on the cardholder account.
paymentAccAgeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the payment account was enrolled in the cardholder's account with the 3DS Requestor. ISO 8601 format
paymentAccIndicatorstringoptional
example: 0Indicates the length of time that the payment account was enrolled in the cardholder's account with the 3DS Requestor.
merchantRiskIndicatorobjectoptional
deliveryEmailstringoptional
example: john.doe@email.comFor Electronic delivery, the email address to which the merchandise was delivered.
deliveryTimeframestringoptional
example: 01Indicates the merchandise delivery timeframe.
giftCardAmountobjectoptional
valuenumberoptional
example: 100For prepaid or gift card purchase, the purchase amount total of prepaid or gift card(s) in major units (for example, USD 123.45 is 123).
currencystringoptional
example: EURFor prepaid or gift card purchase, the currency code of the card as defined in ISO 4217.
giftCardCountnumberoptional
example: 0For prepaid or gift card purchase, total count of individual prepaid or gift cards/codes purchased.
preOrderDatestringoptional
example: 2019-02-11T00:00:00.000ZFor a pre-ordered purchase, the expected date that the merchandise will be available. ISO 8601 format
preOrderPurchaseIndicatorstringoptional
example: 01Indicates whether Cardholder is placing an order for merchandise with a future availability or release date.
reorderItemsIndicatorstringoptional
example: 01Indicates whether the cardholder is reordering previously purchased merchandise.
shipIndicatorstringoptional
example: 01Indicates shipping method chosen for the transaction.
transactionSummaryarrayoptional
languagestringoptional
example: engLanguage to be used on the transaction summary details, ISO 639-2.
summaryListarrayoptional
labelstringoptional
example: Number of peoplelabel of the field
valuestringoptional
example: 4value
installmentsarrayoptional
datestringoptional
example: 2022-09-01T00:00:00.000ZInstallment time in ISO 8601 format.
amountstringoptional
example: 350Installment amount.
termsAndConditionsIdsarrayoptional
paymentSessionobjectoptional
actionTypestringoptional
example: PAYPAY
,VERIFY
,PREAUTH
amountstringoptional
example: 3545Amount of the first payment which may be less or equals to the order amount. 50 EUR is represented as 5000 (2 decimals) 50 JPY is represented as 50 (0 decimals)
recurrenceobjectoptional
actionstringoptional
example: NO_RECURRINGNO_RECURRING
,SUBSEQUENT_PAYMENT
,CONTRACT_CREATION
,CARD_SUBSTITUTION
contractIdstringoptionalexample: C2834987
contractTypestringoptional
example: MIT_UNSCHEDULEDMIT_UNSCHEDULED
,MIT_SCHEDULED
,CIT
contractExpiryDatestringoptional
example: 2023-03-16T00:00:00.000ZUsed with contractType MIT_SCHEDULED. ISO 8601 format
contractFrequencystringoptional
example: 120Used with contractType MIT_SCHEDULED. Number of days
captureTypestringoptional
example: EXPLICITOverwrites the default confirmation method of the terminal, for card payments only:
- IMPLICIT - automatic confirmation
- EXPLICIT - authorization only
Default value depends on the terminal configuration.
IMPLICIT
,EXPLICIT
exemptionsstringoptional
example: NO_PREFERENCENO_PREFERENCE
,CHALLENGE_REQUESTED
languagestringoptional
example: itaLanguage to be used on the hosted payment page. ISO 639-2
resultUrlstringoptional
example: https://{merchant_result_url}Merchant URL where the cardholder is redirected once the hosted payment completes
cancelUrlstringoptional
example: https://{merchant_cancel_url}Merchant URL where the cardholder is redirected once the hosted payment is abandoned
notificationUrlstringoptional
example: https://{merchant_notification_url}Merchant URL where the gateway pushes notifications
Request body
{ "merchantUrl": "https://merchanturl.it", "order": { "orderId": "btid2384983", "amount": "3545", "currency": "EUR", "customerId": "mcid97295873", "description": "TV LG 3423", "customField": "weekend promotion", "customerInfo": { "cardHolderName": "Mauro Morandi", "cardHolderEmail": "mauro.morandi@nexi.it", "billingAddress": { "name": "Mario Rossi", "street": "Piazza Maggiore, 1", "additionalInfo": "Quinto Piano, Scala B", "city": "Bologna", "postCode": "40124", "province": "BO", "country": "ITA" }, "shippingAddress": { "name": "Mario Rossi", "street": "Piazza Maggiore, 1", "additionalInfo": "Quinto Piano, Scala B", "city": "Bologna", "postCode": "40124", "province": "BO", "country": "ITA" }, "mobilePhoneCountryCode": "39", "mobilePhone": "3280987654", "homePhone": 391231234567, "workPhone": 391231234567, "cardHolderAcctInfo": { "chAccDate": "2019-02-11T00:00:00.000Z", "chAccAgeIndicator": "01", "chAccChangeDate": "2019-02-11T00:00:00.000Z", "chAccChangeIndicator": "01", "chAccPwChangeDate": "2019-02-11T00:00:00.000Z", "chAccPwChangeIndicator": "01", "nbPurchaseAccount": 0, "destinationAddressUsageDate": "2019-02-11T00:00:00.000Z", "destinationAddressUsageIndicator": "01", "destinationNameIndicator": "01", "txnActivityDay": 0, "txnActivityYear": 0, "provisionAttemptsDay": 0, "suspiciousAccActivity": "01", "paymentAccAgeDate": "2019-02-11T00:00:00.000Z", "paymentAccIndicator": "0" }, "merchantRiskIndicator": { "deliveryEmail": "john.doe@email.com", "deliveryTimeframe": "01", "giftCardAmount": null, "giftCardCount": 0, "preOrderDate": "2019-02-11T00:00:00.000Z", "preOrderPurchaseIndicator": "01", "reorderItemsIndicator": "01", "shipIndicator": "01" } }, "transactionSummary": [ { "language": "eng", "summaryList": [ { "label": "Number of people", "value": "4" } ] } ], "installments": [ { "date": "2022-09-01T00:00:00.000Z", "amount": "350" } ], "termsAndConditionsIds": [ "16dd6ac6-0791-4c72-b362-85f77f1728a2" ] }, "paymentSession": { "actionType": "PAY", "amount": "3545", "recurrence": { "action": "NO_RECURRING", "contractId": "C2834987", "contractType": "MIT_UNSCHEDULED", "contractExpiryDate": "2023-03-16T00:00:00.000Z", "contractFrequency": "120" }, "captureType": "EXPLICIT", "exemptions": "NO_PREFERENCE", "language": "ita", "resultUrl": "https://{merchant_result_url}", "cancelUrl": "https://{merchant_cancel_url}", "notificationUrl": "https://{merchant_notification_url}" } }
Responses
200optional
In case of success, the service returns a list of fields to be rendered in the ecomm web app.sessionIdstringoptionalexample: sessionId
securityTokenstringoptionalexample: security token
fieldsarrayoptional
typestringoptionalexample: text
classstringoptionalexample: cardData
idstringoptionalexample: cardholderName
srcstringoptionalexample: https://<fe>/field.html?id=CARDHOLDER_NAME&sid=052211e8-54c8-4e0a-8402-e10bcb8ff264
400Invalid request dataoptional
errorsarrayoptional
codestringoptionalexample: GW0001
descriptionstringoptionalexample: Invalid merchant URL
401Unauthorizedoptional
500Internal Server Erroroptional
errorsarrayoptional
codestringoptionalexample: GW0001
descriptionstringoptionalexample: Invalid merchant URL
- 200
- 400
- 500
{ "sessionId": "sessionId", "securityToken": "security token", "fields": [ { "type": "text", "class": "cardData", "id": "cardholderName", "src": "https://<fe>/field.html?id=CARDHOLDER_NAME&sid=052211e8-54c8-4e0a-8402-e10bcb8ff264" } ] }
Finalize a payment.
POST /api/build/finalize_payment
This service is targeted to ecommerce platforms in order to finalize the payment.
Parameters
X-API-KEYstringrequired
Correlation-Idstring (uuid)required
Mandatory field to be valued with a UUID to be renewed at every call. The purpose of the field is to allow referring to a specific call for any integration or maintenance activity.
Finalize a payment.
- C#
- PHP
- Node
- Shell
var client = new RestClient("https:///{gateway_test}/api/v1/api/build/finalize_payment"); var request = new RestRequest(Method.POST); request.AddHeader("content-type", "application/json"); request.AddHeader("Correlation-Id", "SOME_STRING_VALUE"); request.AddHeader("X-API-KEY", "REPLACE_KEY_VALUE"); request.AddParameter("application/json", "{\"REPLACE_REQUEST_BODY\":\"REPLACE_REQUEST_BODY\"}", ParameterType.RequestBody); IRestResponse response = client.Execute(request);
Request body
sessionIdstringoptionalexample: 052211e8/+54cc/4e0a
Request body
{ "sessionId": "052211e8/+54cc/4e0a" }
Responses
200optional
In case of success, the service returns the specific status based on the state machinestatestringoptional
CARD_DATA_COLLECTION
,PAYMENT_METHOD_SELECTION
,READY_FOR_PAYMENT
,REDIRECTED_TO_EXTERNAL_DOMAIN
,PAYMENT_COMPLETE
urlstringoptionalexample: https://{3DS-Ares-Url}
operationobjectoptional
orderIdstringoptional
example: btid2384983Merchant order id, unique in the merchant domain
operationIdstringoptionalexample: 3470744
channelstringoptional
example: ECOMMERCEIt indicates the originating channel:
- ECOMMERCE - carholder initiated operation through an online channel.
- POS - carholder initiated operation through a physical POS.
- BACKOFFICE - merchant initiated operation. It includes post operations and MIT.
ECOMMERCE
,POS
,BACKOFFICE
operationTypestringoptional
example: CAPTUREIt indicates the purpose of the request:
- AUTHORIZATION - any authorization with explicit capture
- CAPTURE - a captured authorization or an implicit captured payment
- VOID - reversal of an authorization
- REFUND - refund of a captured amount
- CANCEL - the rollback of an capture, refund.
AUTHORIZATION
,CAPTURE
,VOID
,REFUND
,CANCEL
operationResultstringoptional
example: AUTHORIZEDTransaction output:
- AUTHORIZED - Payment authorized
- EXECUTED - Payment confirmed, verification successfully executed
- DECLINED - Declined by the Issuer during the authorization phase
- DENIED_BY_RISK - Negative outcome of the transaction risk analysis
- THREEDS_VALIDATED - 3DS authentication OK or 3DS skipped (non-secure payment)
- THREEDS_FAILED - cancellation or authentication failure during 3DS
- PENDING - Payment ongoing. Follow up notifications are expected
- CANCELED - Canceled by the cardholder
- VOIDED - Online reversal of the full authorized amount
- REFUNDED - Full or partial amount refunded
- FAILED - Payment failed due to technical reasons
AUTHORIZED
,EXECUTED
,DECLINED
,DENIED_BY_RISK
,THREEDS_VALIDATED
,THREEDS_FAILED
,PENDING
,CANCELED
,VOIDED
,REFUNDED
,FAILED
operationTimestringoptional
example: 2022-09-01T01:20:00.001ZOperation time in ISO 8601 format
paymentMethodstringoptional
example: CARD- CARD - Any card circuit
- APM - Alternative payment method
CARD
,APM
paymentCircuitstringoptional
example: VISAone of the payment circuit values returned by the GET payment_methods web service VISA, MC, AMEX, DINERS, GOOGLE_PAY, APPLE_PAY, PAYPAL, BANCONTACT, BANCOMAT_PAY, MYBANK, PIS, AMAZON_PAY, ALIPAY etc.
paymentInstrumentInfostringoptional
example: ***6152Payment instrument information
paymentEndToEndIdstringoptional
example: e723hedsdewIt is defined by the circuit to uniquely identify the transaction. Required for circuid reconciliation purposes.
cancelledOperationIdstringoptional
Operation id to be undone
operationAmountstringoptional
example: 3545Operation amount in the payment currency
operationCurrencystringoptional
example: EURPayment currency
customerInfoobjectoptional
cardHolderNamestringoptionalexample: Mauro Morandi
cardHolderEmailstringoptionalexample: mauro.morandi@nexi.it
billingAddressobjectoptional
namestringoptionalexample: Mario Rossi
streetstringoptionalexample: Piazza Maggiore, 1
additionalInfostringoptionalexample: Quinto Piano, Scala B
citystringoptionalexample: Bologna
postCodestringoptionalexample: 40124
provincestringoptionalexample: BO
countrystringoptional
example: ITAISO 3166-1 alpha-3
shippingAddressobjectoptional
namestringoptionalexample: Mario Rossi
streetstringoptionalexample: Piazza Maggiore, 1
additionalInfostringoptionalexample: Quinto Piano, Scala B
citystringoptionalexample: Bologna
postCodestringoptionalexample: 40124
provincestringoptionalexample: BO
countrystringoptional
example: ITAISO 3166-1 alpha-3
mobilePhoneCountryCodestringoptionalexample: 39
mobilePhonestringoptionalexample: 3280987654
homePhonestringoptional
example: 391231234567The home phone number provided by the Cardholder.
workPhonestringoptional
example: 391231234567The work phone number provided by the Cardholder.
cardHolderAcctInfoobjectoptional
chAccDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the cardholder opened the account with the 3DS Requestor. ISO 8601 format
chAccAgeIndicatorstringoptional
example: 01Length of time that the cardholder has had the account with the 3DS Requestor.
chAccChangeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the cardholder's account with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added. ISO 8601 format
chAccChangeIndicatorstringoptional
example: 01Length of time since the cardholder's account information with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added.
chAccPwChangeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that cardholder's account with the 3DS Requestor had a password change or account reset. ISO 8601 format
chAccPwChangeIndicatorstringoptional
example: 01Indicates the length of time since the cardholder's account with the 3DS Requestor had a password change or account reset.
nbPurchaseAccountnumberoptional
example: 0Number of purchases with this cardholder account during the previous six months.
destinationAddressUsageDatestringoptional
example: 2019-02-11T00:00:00.000ZDate when the shipping address used for this transaction was first used with the 3DS Requestor. ISO 8601 format
destinationAddressUsageIndicatorstringoptional
example: 01Indicates when the shipping address used for this transaction was first used with the 3DS Requestor.
destinationNameIndicatorstringoptional
example: 01Indicates if the Cardholder Name on the account is identical to the shipping Name used for this transaction.
txnActivityDaynumberoptional
example: 0Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous 24 hours.
txnActivityYearnumberoptional
example: 0Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous year.
provisionAttemptsDaynumberoptional
example: 0Number of Add Card attempts in the last 24 hours.
suspiciousAccActivitystringoptional
example: 01Indicates whether the 3DS Requestor has experienced suspicious activity (including previous fraud) on the cardholder account.
paymentAccAgeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the payment account was enrolled in the cardholder's account with the 3DS Requestor. ISO 8601 format
paymentAccIndicatorstringoptional
example: 0Indicates the length of time that the payment account was enrolled in the cardholder's account with the 3DS Requestor.
merchantRiskIndicatorobjectoptional
deliveryEmailstringoptional
example: john.doe@email.comFor Electronic delivery, the email address to which the merchandise was delivered.
deliveryTimeframestringoptional
example: 01Indicates the merchandise delivery timeframe.
giftCardAmountobjectoptional
valuenumberoptional
example: 100For prepaid or gift card purchase, the purchase amount total of prepaid or gift card(s) in major units (for example, USD 123.45 is 123).
currencystringoptional
example: EURFor prepaid or gift card purchase, the currency code of the card as defined in ISO 4217.
giftCardCountnumberoptional
example: 0For prepaid or gift card purchase, total count of individual prepaid or gift cards/codes purchased.
preOrderDatestringoptional
example: 2019-02-11T00:00:00.000ZFor a pre-ordered purchase, the expected date that the merchandise will be available. ISO 8601 format
preOrderPurchaseIndicatorstringoptional
example: 01Indicates whether Cardholder is placing an order for merchandise with a future availability or release date.
reorderItemsIndicatorstringoptional
example: 01Indicates whether the cardholder is reordering previously purchased merchandise.
shipIndicatorstringoptional
example: 01Indicates shipping method chosen for the transaction.
warningsarrayoptional
codestringoptionalexample: TRA001
descriptionstringoptionalexample: 3DS warning
paymentLinkIdstringoptional
example: 234244353PayByLink id used for correlating this operation with the original link.
additionalDataobjectoptional
Map of additional fields specific to the chosen payment method
fieldSetobjectoptional
sessionIdstringoptionalexample: sessionId
securityTokenstringoptionalexample: security token
fieldsarrayoptional
typestringoptionalexample: text
classstringoptionalexample: cardData
idstringoptionalexample: cardholderName
srcstringoptionalexample: https://<fe>/field.html?id=CARDHOLDER_NAME&sid=052211e8-54c8-4e0a-8402-e10bcb8ff264
400Invalid request dataoptional
errorsarrayoptional
codestringoptionalexample: GW0001
descriptionstringoptionalexample: Invalid merchant URL
401Unauthorizedoptional
500Internal Server Erroroptional
errorsarrayoptional
codestringoptionalexample: GW0001
descriptionstringoptionalexample: Invalid merchant URL
- PAYMENT_COMPLETE
- REDIRECTED_TO_EXTERNAL_DOMAIN_APM
- REDIRECTED_TO_EXTERNAL_DOMAIN_CHALLENGE
- 400
- 500
{ "state": "PAYMENT_COMPLETE", "operation": { "orderId": "btid2384983", "operationId": "3470744", "channel": "ECOMMERCE", "operationType": "CAPTURE", "operationResult": "AUTHORIZED", "operationTime": "2022-09-01T01:20:00.001Z", "paymentMethod": "CARD", "paymentCircuit": "VISA", "paymentInstrumentInfo": "***6152", "paymentEndToEndId": "e723hedsdew", "cancelledOperationId": "", "operationAmount": "3545", "operationCurrency": "EUR", "customerInfo": { "cardHolderName": "Mauro Morandi", "cardHolderEmail": "mauro.morandi@nexi.it", "billingAddress": { "name": "Mario Rossi", "street": "Piazza Maggiore, 1", "additionalInfo": "Quinto Piano, Scala B", "city": "Bologna", "postCode": "40124", "province": "BO", "country": "ITA" }, "shippingAddress": { "name": "Mario Rossi", "street": "Piazza Maggiore, 1", "additionalInfo": "Quinto Piano, Scala B", "city": "Bologna", "postCode": "40124", "province": "BO", "country": "ITA" }, "mobilePhoneCountryCode": "39", "mobilePhone": "3280987654", "homePhone": "391231234567", "workPhone": "391231234567", "cardHolderAcctInfo": { "chAccDate": "2019-02-11", "chAccAgeIndicator": "01", "chAccChangeDate": "2019-02-11", "chAccChangeIndicator": "01", "chAccPwChangeDate": "2019-02-11", "chAccPwChangeIndicator": "01", "nbPurchaseAccount": 0, "destinationAddressUsageDate": "2019-02-11", "destinationAddressUsageIndicator": "01", "destinationNameIndicator": "01", "txnActivityDay": 0, "txnActivityYear": 0, "provisionAttemptsDay": 0, "suspiciousAccActivity": "01", "paymentAccAgeDate": "2019-02-11", "paymentAccIndicator": "0" }, "merchantRiskIndicator": { "deliveryEmail": "john.doe@email.com", "deliveryTimeframe": "01", "giftCardAmount": null, "giftCardCount": 0, "preOrderDate": "2019-02-11", "preOrderPurchaseIndicator": "01", "reorderItemsIndicator": "01", "shipIndicator": "01" } }, "warnings": [ { "code": "TRA001", "description": "3DS warning" } ], "paymentLinkId": "234244353", "additionalData": { "authorizationCode": "647189", "cardCountry": "ITA", "threeDS": "FULL_SECURE", "schemaTID": "MCS01198U", "multiCurrencyConversion": { "amount": "2662", "currency": "JPY", "exchangeRate": "0.007510523" } } } }
Cancel a payment.
POST /api/build/cancel
This service is targeted to ecommerce platforms in order to cancel the payment.
Parameters
X-API-KEYstringrequired
Correlation-Idstring (uuid)required
Mandatory field to be valued with a UUID to be renewed at every call. The purpose of the field is to allow referring to a specific call for any integration or maintenance activity.
Cancel a payment.
- C#
- PHP
- Node
- Shell
var client = new RestClient("https:///{gateway_test}/api/v1/api/build/cancel"); var request = new RestRequest(Method.POST); request.AddHeader("content-type", "application/json"); request.AddHeader("Correlation-Id", "SOME_STRING_VALUE"); request.AddHeader("X-API-KEY", "REPLACE_KEY_VALUE"); request.AddParameter("application/json", "{\"REPLACE_REQUEST_BODY\":\"REPLACE_REQUEST_BODY\"}", ParameterType.RequestBody); IRestResponse response = client.Execute(request);
Request body
sessionIdstringoptionalexample: 052211e8/+54cc/4e0a
Request body
{ "sessionId": "052211e8/+54cc/4e0a" }
Responses
200optional
In case of success, the service returns the specific status based on the state machinestatestringoptional
CARD_DATA_COLLECTION
,PAYMENT_METHOD_SELECTION
,READY_FOR_PAYMENT
,REDIRECTED_TO_EXTERNAL_DOMAIN
,PAYMENT_COMPLETE
urlstringoptionalexample: https://{3DS-Ares-Url}
operationobjectoptional
orderIdstringoptional
example: btid2384983Merchant order id, unique in the merchant domain
operationIdstringoptionalexample: 3470744
channelstringoptional
example: ECOMMERCEIt indicates the originating channel:
- ECOMMERCE - carholder initiated operation through an online channel.
- POS - carholder initiated operation through a physical POS.
- BACKOFFICE - merchant initiated operation. It includes post operations and MIT.
ECOMMERCE
,POS
,BACKOFFICE
operationTypestringoptional
example: CAPTUREIt indicates the purpose of the request:
- AUTHORIZATION - any authorization with explicit capture
- CAPTURE - a captured authorization or an implicit captured payment
- VOID - reversal of an authorization
- REFUND - refund of a captured amount
- CANCEL - the rollback of an capture, refund.
AUTHORIZATION
,CAPTURE
,VOID
,REFUND
,CANCEL
operationResultstringoptional
example: AUTHORIZEDTransaction output:
- AUTHORIZED - Payment authorized
- EXECUTED - Payment confirmed, verification successfully executed
- DECLINED - Declined by the Issuer during the authorization phase
- DENIED_BY_RISK - Negative outcome of the transaction risk analysis
- THREEDS_VALIDATED - 3DS authentication OK or 3DS skipped (non-secure payment)
- THREEDS_FAILED - cancellation or authentication failure during 3DS
- PENDING - Payment ongoing. Follow up notifications are expected
- CANCELED - Canceled by the cardholder
- VOIDED - Online reversal of the full authorized amount
- REFUNDED - Full or partial amount refunded
- FAILED - Payment failed due to technical reasons
AUTHORIZED
,EXECUTED
,DECLINED
,DENIED_BY_RISK
,THREEDS_VALIDATED
,THREEDS_FAILED
,PENDING
,CANCELED
,VOIDED
,REFUNDED
,FAILED
operationTimestringoptional
example: 2022-09-01T01:20:00.001ZOperation time in ISO 8601 format
paymentMethodstringoptional
example: CARD- CARD - Any card circuit
- APM - Alternative payment method
CARD
,APM
paymentCircuitstringoptional
example: VISAone of the payment circuit values returned by the GET payment_methods web service VISA, MC, AMEX, DINERS, GOOGLE_PAY, APPLE_PAY, PAYPAL, BANCONTACT, BANCOMAT_PAY, MYBANK, PIS, AMAZON_PAY, ALIPAY etc.
paymentInstrumentInfostringoptional
example: ***6152Payment instrument information
paymentEndToEndIdstringoptional
example: e723hedsdewIt is defined by the circuit to uniquely identify the transaction. Required for circuid reconciliation purposes.
cancelledOperationIdstringoptional
Operation id to be undone
operationAmountstringoptional
example: 3545Operation amount in the payment currency
operationCurrencystringoptional
example: EURPayment currency
customerInfoobjectoptional
cardHolderNamestringoptionalexample: Mauro Morandi
cardHolderEmailstringoptionalexample: mauro.morandi@nexi.it
billingAddressobjectoptional
namestringoptionalexample: Mario Rossi
streetstringoptionalexample: Piazza Maggiore, 1
additionalInfostringoptionalexample: Quinto Piano, Scala B
citystringoptionalexample: Bologna
postCodestringoptionalexample: 40124
provincestringoptionalexample: BO
countrystringoptional
example: ITAISO 3166-1 alpha-3
shippingAddressobjectoptional
namestringoptionalexample: Mario Rossi
streetstringoptionalexample: Piazza Maggiore, 1
additionalInfostringoptionalexample: Quinto Piano, Scala B
citystringoptionalexample: Bologna
postCodestringoptionalexample: 40124
provincestringoptionalexample: BO
countrystringoptional
example: ITAISO 3166-1 alpha-3
mobilePhoneCountryCodestringoptionalexample: 39
mobilePhonestringoptionalexample: 3280987654
homePhonestringoptional
example: 391231234567The home phone number provided by the Cardholder.
workPhonestringoptional
example: 391231234567The work phone number provided by the Cardholder.
cardHolderAcctInfoobjectoptional
chAccDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the cardholder opened the account with the 3DS Requestor. ISO 8601 format
chAccAgeIndicatorstringoptional
example: 01Length of time that the cardholder has had the account with the 3DS Requestor.
chAccChangeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the cardholder's account with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added. ISO 8601 format
chAccChangeIndicatorstringoptional
example: 01Length of time since the cardholder's account information with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added.
chAccPwChangeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that cardholder's account with the 3DS Requestor had a password change or account reset. ISO 8601 format
chAccPwChangeIndicatorstringoptional
example: 01Indicates the length of time since the cardholder's account with the 3DS Requestor had a password change or account reset.
nbPurchaseAccountnumberoptional
example: 0Number of purchases with this cardholder account during the previous six months.
destinationAddressUsageDatestringoptional
example: 2019-02-11T00:00:00.000ZDate when the shipping address used for this transaction was first used with the 3DS Requestor. ISO 8601 format
destinationAddressUsageIndicatorstringoptional
example: 01Indicates when the shipping address used for this transaction was first used with the 3DS Requestor.
destinationNameIndicatorstringoptional
example: 01Indicates if the Cardholder Name on the account is identical to the shipping Name used for this transaction.
txnActivityDaynumberoptional
example: 0Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous 24 hours.
txnActivityYearnumberoptional
example: 0Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous year.
provisionAttemptsDaynumberoptional
example: 0Number of Add Card attempts in the last 24 hours.
suspiciousAccActivitystringoptional
example: 01Indicates whether the 3DS Requestor has experienced suspicious activity (including previous fraud) on the cardholder account.
paymentAccAgeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the payment account was enrolled in the cardholder's account with the 3DS Requestor. ISO 8601 format
paymentAccIndicatorstringoptional
example: 0Indicates the length of time that the payment account was enrolled in the cardholder's account with the 3DS Requestor.
merchantRiskIndicatorobjectoptional
deliveryEmailstringoptional
example: john.doe@email.comFor Electronic delivery, the email address to which the merchandise was delivered.
deliveryTimeframestringoptional
example: 01Indicates the merchandise delivery timeframe.
giftCardAmountobjectoptional
valuenumberoptional
example: 100For prepaid or gift card purchase, the purchase amount total of prepaid or gift card(s) in major units (for example, USD 123.45 is 123).
currencystringoptional
example: EURFor prepaid or gift card purchase, the currency code of the card as defined in ISO 4217.
giftCardCountnumberoptional
example: 0For prepaid or gift card purchase, total count of individual prepaid or gift cards/codes purchased.
preOrderDatestringoptional
example: 2019-02-11T00:00:00.000ZFor a pre-ordered purchase, the expected date that the merchandise will be available. ISO 8601 format
preOrderPurchaseIndicatorstringoptional
example: 01Indicates whether Cardholder is placing an order for merchandise with a future availability or release date.
reorderItemsIndicatorstringoptional
example: 01Indicates whether the cardholder is reordering previously purchased merchandise.
shipIndicatorstringoptional
example: 01Indicates shipping method chosen for the transaction.
warningsarrayoptional
codestringoptionalexample: TRA001
descriptionstringoptionalexample: 3DS warning
paymentLinkIdstringoptional
example: 234244353PayByLink id used for correlating this operation with the original link.
additionalDataobjectoptional
Map of additional fields specific to the chosen payment method
fieldSetobjectoptional
sessionIdstringoptionalexample: sessionId
securityTokenstringoptionalexample: security token
fieldsarrayoptional
typestringoptionalexample: text
classstringoptionalexample: cardData
idstringoptionalexample: cardholderName
srcstringoptionalexample: https://<fe>/field.html?id=CARDHOLDER_NAME&sid=052211e8-54c8-4e0a-8402-e10bcb8ff264
400Invalid request dataoptional
errorsarrayoptional
codestringoptionalexample: GW0001
descriptionstringoptionalexample: Invalid merchant URL
401Unauthorizedoptional
500Internal Server Erroroptional
errorsarrayoptional
codestringoptionalexample: GW0001
descriptionstringoptionalexample: Invalid merchant URL
- 200
- 400
- 500
{ "state": "CARD_DATA_COLLECTION", "url": "https://{3DS-Ares-Url}", "operation": { "orderId": "btid2384983", "operationId": "3470744", "channel": "ECOMMERCE", "operationType": "CAPTURE", "operationResult": "AUTHORIZED", "operationTime": "2022-09-01T01:20:00.001Z", "paymentMethod": "CARD", "paymentCircuit": "VISA", "paymentInstrumentInfo": "***6152", "paymentEndToEndId": "e723hedsdew", "cancelledOperationId": "", "operationAmount": "3545", "operationCurrency": "EUR", "customerInfo": { "cardHolderName": "Mauro Morandi", "cardHolderEmail": "mauro.morandi@nexi.it", "billingAddress": { "name": "Mario Rossi", "street": "Piazza Maggiore, 1", "additionalInfo": "Quinto Piano, Scala B", "city": "Bologna", "postCode": "40124", "province": "BO", "country": "ITA" }, "shippingAddress": { "name": "Mario Rossi", "street": "Piazza Maggiore, 1", "additionalInfo": "Quinto Piano, Scala B", "city": "Bologna", "postCode": "40124", "province": "BO", "country": "ITA" }, "mobilePhoneCountryCode": "39", "mobilePhone": "3280987654", "homePhone": 391231234567, "workPhone": 391231234567, "cardHolderAcctInfo": { "chAccDate": "2019-02-11T00:00:00.000Z", "chAccAgeIndicator": "01", "chAccChangeDate": "2019-02-11T00:00:00.000Z", "chAccChangeIndicator": "01", "chAccPwChangeDate": "2019-02-11T00:00:00.000Z", "chAccPwChangeIndicator": "01", "nbPurchaseAccount": 0, "destinationAddressUsageDate": "2019-02-11T00:00:00.000Z", "destinationAddressUsageIndicator": "01", "destinationNameIndicator": "01", "txnActivityDay": 0, "txnActivityYear": 0, "provisionAttemptsDay": 0, "suspiciousAccActivity": "01", "paymentAccAgeDate": "2019-02-11T00:00:00.000Z", "paymentAccIndicator": "0" }, "merchantRiskIndicator": { "deliveryEmail": "john.doe@email.com", "deliveryTimeframe": "01", "giftCardAmount": null, "giftCardCount": 0, "preOrderDate": "2019-02-11T00:00:00.000Z", "preOrderPurchaseIndicator": "01", "reorderItemsIndicator": "01", "shipIndicator": "01" } }, "warnings": [ { "code": "TRA001", "description": "3DS warning" } ], "paymentLinkId": "234244353", "additionalData": { "authorizationCode": "647189", "cardCountry": "ITA", "threeDS": "FULL_SECURE", "schemaTID": "MCS01198U", "multiCurrencyConversion": { "amount": "2662", "currency": "JPY", "exchangeRate": "0.007510523" } } }, "fieldSet": { "sessionId": "sessionId", "securityToken": "security token", "fields": [ { "type": "text", "class": "cardData", "id": "cardholderName", "src": "https://<fe>/field.html?id=CARDHOLDER_NAME&sid=052211e8-54c8-4e0a-8402-e10bcb8ff264" } ] } }
Get current payment state.
GET /api/build/state
This service is targeted to ecommerce platforms in order to retrieve the payment status.
Parameters
X-API-KEYstringrequired
Correlation-Idstring (uuid)required
Mandatory field to be valued with a UUID to be renewed at every call. The purpose of the field is to allow referring to a specific call for any integration or maintenance activity.
sessionIdstringrequired
the value of the payment session identifier
Get current payment state.
- C#
- PHP
- Node
- Shell
var client = new RestClient("https:///{gateway_test}/api/v1/api/build/state?sessionId=SOME_STRING_VALUE"); var request = new RestRequest(Method.GET); request.AddHeader("Correlation-Id", "SOME_STRING_VALUE"); request.AddHeader("X-API-KEY", "REPLACE_KEY_VALUE"); IRestResponse response = client.Execute(request);
Responses
200optional
In case of success, the service returns a list of fields to be rendered in the ecomm web app.statestringoptional
CARD_DATA_COLLECTION
,PAYMENT_METHOD_SELECTION
,READY_FOR_PAYMENT
,REDIRECTED_TO_EXTERNAL_DOMAIN
,PAYMENT_COMPLETE
urlstringoptionalexample: https://{3DS-Ares-Url}
operationobjectoptional
orderIdstringoptional
example: btid2384983Merchant order id, unique in the merchant domain
operationIdstringoptionalexample: 3470744
channelstringoptional
example: ECOMMERCEIt indicates the originating channel:
- ECOMMERCE - carholder initiated operation through an online channel.
- POS - carholder initiated operation through a physical POS.
- BACKOFFICE - merchant initiated operation. It includes post operations and MIT.
ECOMMERCE
,POS
,BACKOFFICE
operationTypestringoptional
example: CAPTUREIt indicates the purpose of the request:
- AUTHORIZATION - any authorization with explicit capture
- CAPTURE - a captured authorization or an implicit captured payment
- VOID - reversal of an authorization
- REFUND - refund of a captured amount
- CANCEL - the rollback of an capture, refund.
AUTHORIZATION
,CAPTURE
,VOID
,REFUND
,CANCEL
operationResultstringoptional
example: AUTHORIZEDTransaction output:
- AUTHORIZED - Payment authorized
- EXECUTED - Payment confirmed, verification successfully executed
- DECLINED - Declined by the Issuer during the authorization phase
- DENIED_BY_RISK - Negative outcome of the transaction risk analysis
- THREEDS_VALIDATED - 3DS authentication OK or 3DS skipped (non-secure payment)
- THREEDS_FAILED - cancellation or authentication failure during 3DS
- PENDING - Payment ongoing. Follow up notifications are expected
- CANCELED - Canceled by the cardholder
- VOIDED - Online reversal of the full authorized amount
- REFUNDED - Full or partial amount refunded
- FAILED - Payment failed due to technical reasons
AUTHORIZED
,EXECUTED
,DECLINED
,DENIED_BY_RISK
,THREEDS_VALIDATED
,THREEDS_FAILED
,PENDING
,CANCELED
,VOIDED
,REFUNDED
,FAILED
operationTimestringoptional
example: 2022-09-01T01:20:00.001ZOperation time in ISO 8601 format
paymentMethodstringoptional
example: CARD- CARD - Any card circuit
- APM - Alternative payment method
CARD
,APM
paymentCircuitstringoptional
example: VISAone of the payment circuit values returned by the GET payment_methods web service VISA, MC, AMEX, DINERS, GOOGLE_PAY, APPLE_PAY, PAYPAL, BANCONTACT, BANCOMAT_PAY, MYBANK, PIS, AMAZON_PAY, ALIPAY etc.
paymentInstrumentInfostringoptional
example: ***6152Payment instrument information
paymentEndToEndIdstringoptional
example: e723hedsdewIt is defined by the circuit to uniquely identify the transaction. Required for circuid reconciliation purposes.
cancelledOperationIdstringoptional
Operation id to be undone
operationAmountstringoptional
example: 3545Operation amount in the payment currency
operationCurrencystringoptional
example: EURPayment currency
customerInfoobjectoptional
cardHolderNamestringoptionalexample: Mauro Morandi
cardHolderEmailstringoptionalexample: mauro.morandi@nexi.it
billingAddressobjectoptional
namestringoptionalexample: Mario Rossi
streetstringoptionalexample: Piazza Maggiore, 1
additionalInfostringoptionalexample: Quinto Piano, Scala B
citystringoptionalexample: Bologna
postCodestringoptionalexample: 40124
provincestringoptionalexample: BO
countrystringoptional
example: ITAISO 3166-1 alpha-3
shippingAddressobjectoptional
namestringoptionalexample: Mario Rossi
streetstringoptionalexample: Piazza Maggiore, 1
additionalInfostringoptionalexample: Quinto Piano, Scala B
citystringoptionalexample: Bologna
postCodestringoptionalexample: 40124
provincestringoptionalexample: BO
countrystringoptional
example: ITAISO 3166-1 alpha-3
mobilePhoneCountryCodestringoptionalexample: 39
mobilePhonestringoptionalexample: 3280987654
homePhonestringoptional
example: 391231234567The home phone number provided by the Cardholder.
workPhonestringoptional
example: 391231234567The work phone number provided by the Cardholder.
cardHolderAcctInfoobjectoptional
chAccDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the cardholder opened the account with the 3DS Requestor. ISO 8601 format
chAccAgeIndicatorstringoptional
example: 01Length of time that the cardholder has had the account with the 3DS Requestor.
chAccChangeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the cardholder's account with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added. ISO 8601 format
chAccChangeIndicatorstringoptional
example: 01Length of time since the cardholder's account information with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added.
chAccPwChangeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that cardholder's account with the 3DS Requestor had a password change or account reset. ISO 8601 format
chAccPwChangeIndicatorstringoptional
example: 01Indicates the length of time since the cardholder's account with the 3DS Requestor had a password change or account reset.
nbPurchaseAccountnumberoptional
example: 0Number of purchases with this cardholder account during the previous six months.
destinationAddressUsageDatestringoptional
example: 2019-02-11T00:00:00.000ZDate when the shipping address used for this transaction was first used with the 3DS Requestor. ISO 8601 format
destinationAddressUsageIndicatorstringoptional
example: 01Indicates when the shipping address used for this transaction was first used with the 3DS Requestor.
destinationNameIndicatorstringoptional
example: 01Indicates if the Cardholder Name on the account is identical to the shipping Name used for this transaction.
txnActivityDaynumberoptional
example: 0Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous 24 hours.
txnActivityYearnumberoptional
example: 0Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous year.
provisionAttemptsDaynumberoptional
example: 0Number of Add Card attempts in the last 24 hours.
suspiciousAccActivitystringoptional
example: 01Indicates whether the 3DS Requestor has experienced suspicious activity (including previous fraud) on the cardholder account.
paymentAccAgeDatestringoptional
example: 2019-02-11T00:00:00.000ZDate that the payment account was enrolled in the cardholder's account with the 3DS Requestor. ISO 8601 format
paymentAccIndicatorstringoptional
example: 0Indicates the length of time that the payment account was enrolled in the cardholder's account with the 3DS Requestor.
merchantRiskIndicatorobjectoptional
deliveryEmailstringoptional
example: john.doe@email.comFor Electronic delivery, the email address to which the merchandise was delivered.
deliveryTimeframestringoptional
example: 01Indicates the merchandise delivery timeframe.
giftCardAmountobjectoptional
valuenumberoptional
example: 100For prepaid or gift card purchase, the purchase amount total of prepaid or gift card(s) in major units (for example, USD 123.45 is 123).
currencystringoptional
example: EURFor prepaid or gift card purchase, the currency code of the card as defined in ISO 4217.
giftCardCountnumberoptional
example: 0For prepaid or gift card purchase, total count of individual prepaid or gift cards/codes purchased.
preOrderDatestringoptional
example: 2019-02-11T00:00:00.000ZFor a pre-ordered purchase, the expected date that the merchandise will be available. ISO 8601 format
preOrderPurchaseIndicatorstringoptional
example: 01Indicates whether Cardholder is placing an order for merchandise with a future availability or release date.
reorderItemsIndicatorstringoptional
example: 01Indicates whether the cardholder is reordering previously purchased merchandise.
shipIndicatorstringoptional
example: 01Indicates shipping method chosen for the transaction.
warningsarrayoptional
codestringoptionalexample: TRA001
descriptionstringoptionalexample: 3DS warning
paymentLinkIdstringoptional
example: 234244353PayByLink id used for correlating this operation with the original link.
additionalDataobjectoptional
Map of additional fields specific to the chosen payment method
fieldSetobjectoptional
sessionIdstringoptionalexample: sessionId
securityTokenstringoptionalexample: security token
fieldsarrayoptional
typestringoptionalexample: text
classstringoptionalexample: cardData
idstringoptionalexample: cardholderName
srcstringoptionalexample: https://<fe>/field.html?id=CARDHOLDER_NAME&sid=052211e8-54c8-4e0a-8402-e10bcb8ff264
400Invalid request dataoptional
errorsarrayoptional
codestringoptionalexample: GW0001
descriptionstringoptionalexample: Invalid merchant URL
401Unauthorizedoptional
500Internal Server Erroroptional
errorsarrayoptional
codestringoptionalexample: GW0001
descriptionstringoptionalexample: Invalid merchant URL
- PAYMENT_COMPLETE
- READY_FOR_PAYMENT
- CARD_DATA_COLLECTION
- 400
- 500
{ "state": "PAYMENT_COMPLETE", "operation": { "orderId": "btid2384983", "operationId": "3470744", "channel": "ECOMMERCE", "operationType": "CAPTURE", "operationResult": "AUTHORIZED", "operationTime": "2022-09-01T01:20:00.001Z", "paymentMethod": "CARD", "paymentCircuit": "VISA", "paymentInstrumentInfo": "***6152", "paymentEndToEndId": "e723hedsdew", "cancelledOperationId": "", "operationAmount": "3545", "operationCurrency": "EUR", "customerInfo": { "cardHolderName": "Mauro Morandi", "cardHolderEmail": "mauro.morandi@nexi.it", "billingAddress": { "name": "Mario Rossi", "street": "Piazza Maggiore, 1", "additionalInfo": "Quinto Piano, Scala B", "city": "Bologna", "postCode": "40124", "province": "BO", "country": "ITA" }, "shippingAddress": { "name": "Mario Rossi", "street": "Piazza Maggiore, 1", "additionalInfo": "Quinto Piano, Scala B", "city": "Bologna", "postCode": "40124", "province": "BO", "country": "ITA" }, "mobilePhoneCountryCode": "39", "mobilePhone": "3280987654", "homePhone": "391231234567", "workPhone": "391231234567", "cardHolderAcctInfo": { "chAccDate": "2019-02-11", "chAccAgeIndicator": "01", "chAccChangeDate": "2019-02-11", "chAccChangeIndicator": "01", "chAccPwChangeDate": "2019-02-11", "chAccPwChangeIndicator": "01", "nbPurchaseAccount": 0, "destinationAddressUsageDate": "2019-02-11", "destinationAddressUsageIndicator": "01", "destinationNameIndicator": "01", "txnActivityDay": 0, "txnActivityYear": 0, "provisionAttemptsDay": 0, "suspiciousAccActivity": "01", "paymentAccAgeDate": "2019-02-11", "paymentAccIndicator": "0" }, "merchantRiskIndicator": { "deliveryEmail": "john.doe@email.com", "deliveryTimeframe": "01", "giftCardAmount": null, "giftCardCount": 0, "preOrderDate": "2019-02-11", "preOrderPurchaseIndicator": "01", "reorderItemsIndicator": "01", "shipIndicator": "01" } }, "warnings": [ { "code": "TRA001", "description": "3DS warning" } ], "paymentLinkId": "234244353", "additionalData": { "authorizationCode": "647189", "cardCountry": "ITA", "threeDS": "FULL_SECURE", "schemaTID": "MCS01198U", "multiCurrencyConversion": { "amount": "2662", "currency": "JPY", "exchangeRate": "0.007510523" } } } }