Payment methods
This section provides information about different payment methods supported by Netaxept and gives instructions on how to implement them.
Before you start
Ensure that you are familiar with how a payment flow works and how a payment can be processed. For more information, refer to Process payments.
Overview
Netaxept supports a wide range of payment methods through a single integration. This ranges from:
You can find more in-depth information including countries, currencies, testing, and functionality etc in the dedicated payment method sections.
Authorization times for charge, cancel and refund
Payment Method | Guaranteed Capture | Capture but not guaranteed | Cancel | Refund |
---|---|---|---|---|
S-Business | 7 days | 30 days | 7 days | Within 180 days after capture |
AcceptCard | 7 days | 30 days | 7 days | Within 180 days after capture |
Diners Club | 7 days | 30 days | 7 days | Within 180 days after capture |
JCB | 7 days | 30 days | 7 days | Within 180 days after capture |
Resurs Bank | 7 days | 30 days | 7 days | Within 180 days after capture |
Märkeskort Ikano | 7 days | 30 days | 7 days | Within 180 days after capture |
Nordea | 7 days | 30 days | 7 days | Within 180 days after capture |
Paytrail Direct * | ||||
Walley | 90 days | 90 days | No limitation | No limitation |
* Paytrail Direct: It is not possible for you to cancel payments because it is done on the payment wall. The payment wall is timed out after two weeks. Customers are able to make refunds at any time as there is no time limitation.
Charge
Charge, also known as capture in this context, outlines whether the amount is reserved or not:
- Guaranteed capture means that the amount is reserved, and that you are guaranteed to collect the amount.
- Not guaranteed capture means that the amount is NOT reserved any longer. But you can still try to capture the amount.
Refund
Cancel
If you are canceling the payment then you are releasing the reservation which means that it will block you from doing the charge.
Get third party's agreements and credentials
To be able to use new payment methods through Netaxept, you need to sign an agreement with each payment method provider you want to use.
After the chosen provider has processed your agreement, they will provide you credentials which you need to enter to Netaxept Admin to activate the payment method in question. It is your responsibility to activate these payment methods in Netaxept Admin so please make sure all information entered is correct.
Activate payment methods for your account
Here is how to activate additional payment methods in Netaxept Admin:
- Log in to Netaxept Admin with your Netaxept credentials (test or production)
- test: https://test.epayment.nets.eu/admin
- production: https://epayment.nets.eu/admin
- Find the Agreement tab under Options.
- Choose the correct payment method from the drop down list and click "Add".
- Choose the correct currency and enter the third party's credentials. The number of credentials varies between different providers, as does the terminology.
- Save your changes by clicking "Add".
Integrate payment methods
The payment method specific pages described in this section will walk you through all the information you need to know in terms of integration, from payment flow and features to implementation details.
Supported payment methods
Name | Type | Markets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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SEPA Direct Debit | A2A | DE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Swish | A2A | SE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Visa | Cards | DK, FI, NO, SE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Mastercard | Cards | DK, FI, NO, SE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
American Express | Cards | DK, FI, NO, SE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Dankort | Cards | DK | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Paytrail Direct banks | Direct banks | FI | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
MobilePay | Wallets | DK, FI | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Vipps | Wallets | NO | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||