Provider Codes

The provider code is the original response code from the payment provider (acquirer).

Provider Code in Transaction Response

The Provider Code can be found in every transaction response:

Transaction response with Provider Code

{
"createdAt":1508131693828,
"modifiedAt":1508131693914,
"type":"CAPTURE",

Full list of the Provider (GICC) Codes for credit cards:

Code	Description
00	Approved or completed successfully
02	Call Voice-authorization number; Initialization Data
03	Invalid merchant number
04	Retain card
05	Authorization declined
06	Sequence- generation- number error - diagnostics necessary; the POS Terminal must carry out reconciliation with a 0800 message
09	The value 09 has special significance as it indicates a wait message and the POS- System should expect to wait at most 30 seconds more. The host may send several of these wait messages until the true reply is ready. A wait message contains only the following fields: Message Type, Bit Map, PAN, System Trace Audit number, POS Terminal ID Code, Response Code, and Additional Response Data.
10	Partial approval
12	Invalid transaction
13	Invalid amount
14	Invalid card
21	No action taken
22	ACS technical issue
30	Format Error
33	Card expired
34	Suspicion of Manipulation
40	Requested function not supported
43	Stolen Card, pick up
55	Incorrect personal identification number
56	Card not in authorizer's database
57	referencing transaction (e.g. reversal, Booking pre-authorization ...) was not carried out with the card which was used for the original transaction.
58	Terminal ID unknown
62	Restricted Card
64	The transaction amount of the referencing transaction is higher than the transaction amount of the original transaction
65	Contactless request declined – retry in contact mode / Soft decline - SCA required (for e-commerce)
75	PIN entered incorrectly too often
77	PIN entry necessary
78	Stop payment order (for forwarding the Visa response code R0 of the Visa BASE I interface): the transaction was declined or returned because the cardholder requested that payment of a specific recurring or installment payment transaction be stopped.
79	Revocation of authorization order (for forwarding the Visa response codes R1 or “R3” of the Visa BASE I interface): the transaction was declined or returned because the cardholder requested that payment of all recurring or installment payment transactions for a specific merchant account be stopped.
80	Amount no longer available
81	Message-flow error85: Cash back declined – pls. retry purchase only
91	Card issuer temporarily not reachable
92	The card type is not processed by the authorization center
96	Processing temporarily not possible
97	Security breach - MAC check indicates error condition
98	Date and time not plausible - The POS Terminal must set itself to the date and time of the response message
99	Error in PAC encryption detected

Provider Codes

Provider Code in Transaction Response

Transaction response with Provider Code

Full list of the Provider (GICC) Codes for credit cards:

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