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    Ratepay - Invoice

    Before you start

    To process Ratepay Invoice payments, Checkout partners with RatePay. Therefore, an additional agreement is required before you can enable SEPA Direct Debit in your Checkout portal. Please contact our Customer Service Team to get that process started.


    Checkout has an integration to RatePay which enables your consumers to pay later in 14 days.


    Payment typeInvoice
    Partial refund
    Update order
    Cancel payment
    Reservation & charge
    CountriesDE, AT

    You can learn more about the payment operations from here.

    The supported business model for SEPA Direct Debit is only B2C. The B2B business model is not offered.


    To activate Ratepay Invoice as a payment method and to add it to your Checkout portal, you need to complete the onboarding journey.

    If you already have an existing Checkout portal account, you need to contact Support for this.

    Once the contract is signed, you can activate Ratepay Invoice payments in your Checkout portal.

    1. Find to the "Add-on" page in the Checkout admin portal
    2. Fill out the form
    3. Click Onboard

    User Journey

    This following section will describe the user journey for a consumer:

    1. When your consumer chooses Ratepay as a payment method in the checkout, they will be prompted to enter their:
      • Date of birth
    2. Accept the Terms and Conditions.
    3. Click on Pay.
    4. From here, the charge amount will be reserved.

    Payment Flow

    After your consumers have confirmed their payment during checkout, the money will be sent to your Checkout Portal.


    Checkout currently does not provide the possibility to test for Ratepay as seen in this overview table.

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